PayPal and Stripe Fee Calculator
Updated on 22 Oct 2026 · Checked by Aotob
On a $100 payment you receive $96.80.
The fee is $3.20 (2.9% + $0.30).
You receive
$96.80
The fixed $0.30 hurts small payments most: on $5 the fee is 8.9%.
Show the working
Fee = 100.00 × 2.9% + 0.30 = 3.20
You receive 96.80
Fees on other amounts
| Payment | Fee | You receive |
|---|---|---|
| 5.00 | 0.44 | 4.56 |
| 10.00 | 0.59 | 9.41 |
| 25.00 | 1.03 | 23.97 |
| 50.00 | 1.75 | 48.25 |
| 100.00 | 3.20 | 96.80 |
| 500.00 | 14.80 | 485.20 |
| 1,000.00 | 29.30 | 970.70 |
Questions people ask
How are card fees worked out?
A percentage of the payment plus a fixed amount per payment. The standard online rate is about 2.9% + 30¢ in the US and 1.5% + 20p for UK cards in the UK.
How do I pass the fee on?
Charge (amount + fixed fee) ÷ (1 − percentage). Check the rules first: surcharging consumers is banned in the UK and EU and limited in some US states and Australia.
Why are international payments dearer?
Cross-border cards and currency conversion add 1% to 2% or more on most providers.
Updated 22 Oct 2026Source: Published standard rates from major card processorsChecked by AotobTypical standard rates; your provider and plan may differ.Report an issue