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Mortgages & Home Buying · Australia

Stamp Duty Calculator

Updated on 20 Oct 2026 for the 2026-27 tax year · Checked by Aotob

On a A$850,000 home in New South Wales you pay A$32,437 in stamp duty.

First home buyers would pay A$8,109. Rates are the Revenue NSW rates for the 2026-27 year, for a home you will live in.

850 thousand dollars

First home buyer?
Home

Stamp duty in New South Wales

A$32,437

You pay 100%First home relief 0%
PriceA$850,000
Duty before reliefA$32,437
First home relief−A$0
You payA$32,437

That is 3.82% of the price, usually due at settlement.

Show the working

Duty on 850,000 (New South Wales) = 32,437.00
You pay = 32,437.00

What people ask next

The same home in other states

StateDutyReliefYou pay
New South Wales32,437032,437
Victoria46,070046,070
Queensland24,100024,100

Questions people ask

Which state charges the most stamp duty?

On an A$850,000 home you would pay about A$32,437 in NSW, A$46,070 in Victoria and A$24,100 in Queensland (as a home you will live in).

Do first home buyers pay stamp duty?

Not below the thresholds: A$800,000 in NSW, A$600,000 in Victoria and A$700,000 for established homes in Queensland. Above those, a reduced amount applies until A$1,000,000, A$750,000 and A$800,000. In Queensland, new first homes pay no duty at any price.

What about other states and foreign buyers?

WA, SA, Tasmania, the ACT and the NT are coming next. Foreign buyers pay an extra surcharge in every state, which this calculator does not include.

Updated 20 Oct 2026Tax year 2026-27Source: Revenue NSW, SRO Victoria and Queensland Revenue Office ratesChecked by AotobAn estimate, not financial adviceReport an issue