Stamp Duty Calculator
Updated on 22 Oct 2026 for the 2026-27 tax year · Checked by Aotob
Stamp Duty Land Tax on a £350,000 home is £7,500.
Each rate only applies to the part of the price inside its band, so the tax rises gradually rather than jumping at each threshold.
Stamp Duty Land Tax
£7,500
You pay 2.14% of the price, worked out slice by slice.
Show the working
0 to 125,000 at 0% = 0
125,000 to 250,000 at 2% = 2,500
250,000 to 350,000 at 5% = 5,000
Total = 7,500
Your tax, band by band
| Band | Rate | Tax |
|---|---|---|
| 0 to 125,000 | 0% | 0 |
| 125,000 to 250,000 | 2% | 2,500 |
| 250,000 to 350,000 | 5% | 5,000 |
| Total | 7,500 |
Questions people ask
How is stamp duty worked out?
Like income tax: each rate applies only to the part of the price inside its band. On £350,000 in England you pay 0% on the first £125,000, 2% on the next £125,000 and 5% on the last £100,000.
Do first-time buyers pay stamp duty?
In England and Northern Ireland, nothing up to £300,000 and 5% on the part from £300,000 to £500,000. Above £500,000 the relief is lost completely. In Scotland the nil band rises to £175,000. Wales has no first-time buyer relief.
What do I pay on a second home or buy-to-let?
In England and Northern Ireland, an extra 5% on the whole price. In Scotland, the 8% Additional Dwelling Supplement. In Wales, the higher rates from 5% to 17%. You can usually reclaim it if you sell your old main home within 3 years (36 months in Scotland).
How does England compare with Scotland and Wales?
On a £350,000 home for a home mover: £7,500 in England, £8,350 in Scotland and £7,500 in Wales.
Updated 22 Oct 2026Tax year 2026-27Source: GOV.UK SDLT rates, Revenue Scotland and Welsh Revenue AuthorityChecked by AotobAn estimate, not financial adviceReport an issue