Journey · about 10 min
Buy a home
Work out what you can afford, borrow and pay up front, step by step.
Save your salary, savings and home price in My numbers first and every step starts from them.
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What can I afford?
How much lenders would let you borrow on your income and debts.
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How big a deposit?
What to save for the deposit, and how long it takes at your current rate.
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What will I pay each month?
The monthly repayment at today’s rates, with interest over the whole term.
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How does my deposit change the loan?
Your loan to value, and the rate band or insurance it puts you in.
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What does buying cost up front?
Tax and fees on top of the price, so they don’t come out of your deposit by surprise.
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Could I pay it off sooner?
What a little extra each month saves in interest and years.
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See every payment
The full schedule, year by year, so you know what you will owe and when.