NZNew Zealand dollars · 2026-27 tax year

Calculators for New Zealand

Pay, KiwiSaver and home loans using Inland Revenue and Reserve Bank figures for 2026-27, in dollars and the way NZ payslips work.

Key figures and dates

Tax year: 1 Apr 2026 to 31 Mar 2027
Top tax rate: 39% over NZ$180,000
ACC earners’ levy: 1.75% up to NZ$156,641
KiwiSaver default: 3.5% you · 3.5% employer
Student loan: 12% over NZ$24,128
Home loan rules: 20% deposit usual · 6× income limit
GST: 15%

New Zealand calculators

NZ Take-Home Pay CalculatorPay after PAYE, ACC, KiwiSaver and student loan KiwiSaver CalculatorYour KiwiSaver balance at retirement NZ Home Loan CalculatorWeekly, fortnightly or monthly repayments and the lending rules Compound Interest CalculatorWhat your savings grow to over time GST CalculatorAdd or remove GST at your country’s rate Mortgage Overpayment CalculatorYears and interest saved by paying extra Retirement CalculatorWhether you are on track, and by how much Currency ConverterToday’s rate and what you really receive

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Sources: Inland Revenue tax rates Inland Revenue KiwiSaver Other countries