Net Worth Calculator
Updated on 22 Oct 2026 · Checked by Aotob
Your net worth is $200,000.
You own $465,000 and owe $265,000.
Net worth
$200,000
Track it once or twice a year. The direction matters more than the number; most people’s net worth is low in their twenties and climbs as debts shrink.
Show the working
465,000 − 265,000 = 200,000
Breakdown
| Item | Amount |
|---|---|
| Cash and savings | 15,000 |
| Investments | 25,000 |
| Pensions and retirement | 60,000 |
| Home | 350,000 |
| Other assets | 15,000 |
| Mortgage | −250,000 |
| Loans | −12,000 |
| Cards | −3,000 |
| Other debts | −0 |
| Net worth | 200,000 |
Questions people ask
What is net worth?
Everything you own (cash, investments, pensions, property, cars) minus everything you owe (mortgage, loans, cards).
Should I count my home?
Yes, at what it would sell for. Looking at it without the home too shows the money you could actually use.
What is a good net worth?
It depends on age and income. One rule of thumb: age × yearly income ÷ 10. The trend matters more than the number.
Updated 22 Oct 2026Source: Standard maths; typical prices are averages, checked October 2026Checked by AotobUses the values you enter.Report an issue