Crypto DCA Calculator
Updated on 22 Oct 2026 · Checked by Aotob
$200 a month for 24 months would now be worth $5,846.
You put in $4,800 at an average price of $73,900.
Value now
$5,846
Buying a fixed amount each month buys more when prices are low, so your average price is below the simple average of prices. In a steadily rising market a lump sum at the start would have done better; in a falling or choppy one, DCA usually wins.
Show the working
Price moves from 60,000 to 90,000; each month buys 200 ÷ price
0.064952 coins × 90,000 = 5,846
By price now
| Price now | Value | Profit |
|---|---|---|
| 45,000 | 4,145 | -655 |
| 67,500 | 5,089 | 289 |
| 90,000 | 5,846 | 1,046 |
| 112,500 | 6,485 | 1,685 |
| 135,000 | 7,041 | 2,241 |
| 180,000 | 7,984 | 3,184 |
Questions people ask
What is dollar-cost averaging?
Investing the same amount at regular intervals whatever the price. You buy more when it’s cheap and less when it’s dear, so your average price is lower than the average of the prices.
Is DCA better than a lump sum?
In a market that mostly rises, a lump sum at the start usually wins. DCA reduces the risk of buying everything at a peak.
How does this model the price?
It assumes the price moves evenly from the start to the end price. Real prices jump around, which usually lowers the DCA average price further.
Updated 22 Oct 2026Source: Published government rules and typical costs, checked October 2026Checked by AotobBefore exchange fees and tax.Report an issue