Child Benefit Charge Calculator
Updated on 22 Oct 2026 · Checked by Aotob
On adjusted net income of £68,000 you pay back £935 of child benefit.
You receive £2,337 for 2 children and keep £1,402.
High Income Child Benefit Charge
£935a year
Paying £8,000 more into a pension (by salary sacrifice or with relief) brings adjusted net income to £60,000 and removes the charge, with tax relief on top.
Show the working
Benefit = (£27.05 + £17.90 × 1) × 52 = 2,337
Charge = 1% for every £200 over £60,000 = 40% → 935
Charge by income
| Income | Charge | You keep |
|---|---|---|
| 60,000 | 0 | 2,337 |
| 64,000 | 467 | 1,870 |
| 68,000 | 935 | 1,402 |
| 72,000 | 1,402 | 935 |
| 76,000 | 1,870 | 467 |
| 80,000 | 2,337 | 0 |
Questions people ask
What is the High Income Child Benefit Charge?
A tax charge that claws back child benefit when the higher earner’s adjusted net income is over £60,000: 1% for every £200, so all of it at £80,000.
How much is child benefit?
£27.05 a week for the eldest child and £17.90 for each other child, from April 2026.
How can I reduce it?
Pension contributions and Gift Aid donations lower adjusted net income. Salary sacrifice is often the simplest way.
Updated 22 Oct 2026Source: GOV.UK: High Income Child Benefit ChargeChecked by AotobTax year 2026-27.Report an issue