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Tax & Pay · Australia

Australian Take-Home Pay Calculator

Updated on 20 Oct 2026 for the 2026-27 tax year · Checked by Aotob

On A$90,000 you take home A$2,718 a fortnight.

That is A$70,680 a year after A$17,520 income tax and A$1,800 Medicare levy, using 2026-27 rates. Super of A$10,800 is paid on top.

90 thousand dollars a year

Salary
HELP or student loan debt

Extra pre-tax super. It counts toward the A$32,500 cap

Show amounts

Take-home pay

A$2,718.46/fortnight

Take-home 79%Tax, Medicare 21%
SalaryA$3,461.54
Income tax−A$673.85
Medicare levy−A$69.23
Take-homeA$2,718.46

Your top tax rate is 30% plus the 2% Medicare levy. Your employer also puts A$10,800 a year into your super.

Show the working

Taxable = 90,000 = 90,000
Tax 17,520.00 − low income offset 0.00 = 17,520.00
Medicare 90,000 × 2% = 1,800.00
Net 90,000 − 19,320.00 = 70,680.00 ÷ 26 = 2,718.46
Super your employer pays 10,800 (12%) into your super on top

What people ask next

Where your pay goes

YearMonthFortnight
Salary90,0007,5003,462
Income tax17,5201,460674
Medicare levy1,80015069
Take-home70,6805,8902,718

Questions people ask

What changed on 1 July 2026?

The 16% rate on income between A$18,201 and A$45,000 fell to 15%. On A$90,000 that is worth about A$268 a year, or A$10 a fortnight. It falls again to 14% from 1 July 2027.

How much does HELP take from my pay?

HELP repayments start above A$69,528 and only the part of your income above that is charged. On A$90,000 the repayment is about A$3,071 a year.

Is super taken out of my pay?

No. Your employer pays 12% super on top of your salary, unless your package says "including super". Switch Salary to "Includes super" if your offer quotes a total package.

Updated 20 Oct 2026Tax year 2026-27Source: ATO individual income tax rates, Medicare levy and study loan thresholdsChecked by AotobAn estimate, not tax or financial adviceReport an issue